Compliance Kit · Formation
Form the business in your product. Own the compliance revenue that follows.
Registered Agent, annual reports, and franchise tax recur for the life of every business. Today an incumbent collects that revenue. Palm moves it inside your product, and the customer comes with it.
Free with Compliance Kit
Every state and territory
One API, formation to renewal
Why Palm
Every formation you do not drive is a paying relationship that starts somewhere else.
At formation a business picks the partners and services it will pay for: payroll, banking, accounting, insurance, and roughly $83K of compliance in its first year. The business that forms in your product is the same business you then keep in good standing, monitor for change, and bill every year. Formation is the entry. The recurring compliance revenue, and knowing exactly what is happening on each business, is the return. Products that hand formation to a third party spend years renting back a relationship they could have owned.
Win the customer at formation. Bill them for the life of the business.
A new business has no habits yet. No locked-in vendors. No existing workflows. Formation is when the customer is most open to adopting every product that will run the business. That window closes fast.
Inheriting a customer is not the same as forming one.
Partners who capture formation report significantly higher downstream product adoption. The customer who formed in your product is already committed. The one you inherited is still evaluating.
Formation, then Compliance Kit, in one flow.
Formation runs inside your product through one API: name availability, filing, EIN, and document delivery. The entity is bound to your product from day one, so the Registered Agent, filings, and monitoring continue automatically, with no second integration.
What is included
Three formation capabilities. All API-native.
Name availability, entity formation, and EIN. Each callable on its own or triggered as one formation flow. Every formation also refreshes the verified identity record Onboard and Monitor read from.
Name Eligibility
Available names, rules and requirements in real time. Everywhere in the US
Check name availability & eligibility in the target state before filing. Returns available or conflicted with alternatives.
Explore name availability
GET /v1/business/registry/{US-XX}/name-eligibility
Formation Core
Standard LLCs and Corps. Domestic. All states & territories
One API call triggers the filing. Palm builds and submits. All 50 states and DC.
Explore formation core
POST /v1/filing/formation/{entity_type}
Formation Expanded
Professional LLCs, Corps, and other Partnerships.
Expanding formation types to cover most major use cases wherever they may be.
UPCOMING /v1/filing/formation/corporationHow it works
From your product to the registry.
Without a handoff.
Every step happens inside your product flow. Palm handles the state filings, the IRS, and the identity record. Your customer forms a business and gets back to buying.
Name Check, inside your flow
Real-time name availability queried from the state registry. Returns available or conflicted with alternatives. Your customer never leaves your product to check a state portal.
See it in action
Formation Filed, same session
Entity type, name, state, members, and registered address submitted in one API call. Palm builds and files with the Secretary of State. Standard LLCs and Corps. All 50 states and DC.
See it in action
EIN Issued, no IRS portal required
IRS Form SS-4 filed on behalf of the entity as part of formation. EIN delivered via webhook. Available standalone for existing businesses that need an EIN without re-forming.
See it in action
Entity record bound to your platform
On approval, formation documents are delivered via webhook. Ownership, operating status, and jurisdiction are written back to the verified identity record. Onboard and Monitor receive the update automatically.
See it in action
Use cases
Your customers form
elsewhere today. That ends.
Payroll / HRIS
Capture the moment that binds the next five years.
The business is formed elsewhere before payroll is even set up. Palm puts formation inside your product so you own every recurring filing from day zero.
Accounting Platforms
Every annual report, every state, on rails.
Customers form the entity elsewhere and bring you only the tax. Palm lets you form and keep it in good standing every year, inside the product that already handles their taxes.
SMB Banks / Fintech
Form a business in your product. Bank it the same day.
You can only bank a business that already exists. Palm makes formation step one of onboarding. Form the business in your product, bank it immediately, own the relationship.
Vertical SaaS
Every state, every filing, embedded.
Formation and compliance happen outside your product, so you stay a workflow tool. Palm makes you where the business is formed and kept compliant: the system of record.
Marketplaces
Compliance that compounds.
Sellers incorporate elsewhere and you inherit them late. Comply binds the seller at incorporation and files in every new state they grow into. Your relationship compounds with theirs.
AI-Native Products
The action layer your agents need to actually operate on a business.
Your agents can advise but cannot act. There is no trusted rail to actually form an entity or file on a business's behalf. Palm is that rail.
Pricing
Priced to resell. Margin built in.
You set the retail price and keep the margin. No setup fees, free to start.
Formation
Billing
Formation
Filing, name availability, and EIN. Free with Compliance Kit.
Freewith compliance kit
Name Eligibility
Real-time registry search, 50 states and DC.
Compliance Kit
Registered Agent, annual reports, franchise tax, monitoring, and document retrieval.
Get started
Own the formation.
Keep Compliance Kit revenue.
Formation is the entry. Compliance Kit is where the relationship compounds, every filing, every renewal, every year.