Verify
The fraud happens in the gap between snapshots. Palm closes it.
One API call verifies any US business against every Secretary of State and the IRS in real time, and surfaces the history behind the record, so a past ownership change or a quietly reversed filing shows up, not just today's status. It screens the people behind the business too.
100 free calls
No setup fees
Live in 5 minutes
Why Palm
The KYB, KYC, verification market reads. Palm reads and writes.
Every other provider hands you the record as it looked the moment they pulled it. Palm verifies live, keeps pre-indexed history, and writes corrections back to the source. You see what changed and when, so a backdated filing or a quiet ownership change surfaces before the money moves, not after.
The source, not a snapshot.
KYB against every Secretary of State and the EIN against the IRS, straight from the authoritative record and not a copy pulled on a lag.
The history, not just today.
Pre-indexed history means a backdated filing, a quiet ownership change, or a lapsed standing shows up in the same response. A one-time pull never sees it.
One call replaces five vendors.
KYB, KYC, sanctions, PEP, adverse media, synthetic identity, and velocity, all in one API call, one structured response, one invoice.
The verify suite
The whole verification, in one call.
KYB on the business, KYC on the people, and screening across all of them — each callable on its own or returned together. Every result is field-level, with a risk level and the reasons behind it.
KYB
Verify a Business
KYB against every Secretary of State, the EIN against the IRS, and standing returned live.
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KYC
Verify a Person
Identity match, synthetic-identity, velocity, and OFAC, PEP, and adverse media.
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EIN / TIN
Verify a Tin
Match an EIN or SSN against IRS records. Built for volume, single or bulk.
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Certificate of Good Standing
Verify a Standing
Secretary of State match, EIN against the IRS, and standing returned live.
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Real License
Verify a License
Know if a license is real, tied to a business and active. Medical, Sales, Permits and more.
Why Palm
One call. One structured response. One truth.
Pass a business and the people behind it to a single endpoint. Palm verifies from the source and returns a decision-ready result.
Send one request
Pass a business, and the people behind it if you have them, to a single endpoint. No vendor stitching, no orchestration layer.
Get API Keys
Palm verifies from the source
KYB against every Secretary of State, EIN against the IRS, standing live, OFAC, PEP, and adverse media, plus synthetic-identity and velocity checks on each person.
See it in action
Read the history behind it
Palm keeps pre-indexed history, so a backdated filing or a quiet ownership change surfaces in the same response and not weeks later.
See it in action
Act on a clear result
Field-level match, a risk level, and the specific risk reasons, all structured so your decision engine acts without a manual review queue.
Built for
If you take on risk, you verify.
Banks / FIs
Verify before you open the account.
New business account opening and payment-processing underwriting, verified against the source before you approve.
Alternative Lenders
Underwrite faster, with less fraud.
Every loan application checked against the authoritative record and its history. KYB, KYC, and risk scoring in one call.
Embedded Finance / BaaS
Embed once. Every partner inherits it.
Embed Palm once and every downstream fintech inherits Palm KYB and KYC, verified from the source.
Insurance
Verify before you bind.
Confirm the business and its people before the policy binds. Field-level match, audit-ready from day one.
Vertical SaaS
Verify every merchant adding payments.
The fastest business verification to embed. Live in under five minutes, one call per merchant.
Compliance & Formation
Verify entity status in real time.
Confirm entity status and standing against every Secretary of State, all before you file.
Pricing
Usage based. Free to start.
No setup fees. 100 free calls against live data, then pay per call. Turn on Monitoring to keep a verified business in good standing.
Verify
Pricing
Verify a Business
KYB against every Secretary of State, EIN against the IRS, standing live.
Verify a Person
Identity match, synthetic identity, velocity, and OFAC, PEP, and adverse media.
Verify a TIN
Match an EIN or SSN against IRS records. Built for volume.
Get started
Verify once. Trusted everywhere.
Replace a five-vendor stack with one call against the source and its history. 100 free calls, live in five minutes.